Largest XRP Wallets in 2026: Who Really Controls XRP

Ripple (XRP) has always been one of the most promising cryptocurrency coins to take note of. The fact that XRP has been through multiple legal hurdles to reach the top of the market radar serves as an inspiration to many, leaving investors keen towards exploring the asset holistically. With that in mind, Ripple (XRP) wallet concentration is constantly evolving, with investors wondering about the entities that truly control XRP on ground level. Here’s what the stats say.

Also Read: XRP ETFs Surge To $1.71 Billion in January: Price Yet To Reflect

Largest XRP Wallets to Date

As per the latest report by Analytics Insight, XRP is the leading crypto at the moment, looking forward to scaling new price marks. Launched in 2012 with a fixed supply of 100B tokens, the token does not possess any mining or staking mechanism, with distribution depending on mechanisms such as escrow, allocation, and market transfers. The portal was able to compile a list of the largest XRP wallets, with Ripple Labs Escrow topping the list, holding 45% of the total supply. The second largest holder of XRP is Ripple Labs (operational), holding nearly 1% of the total XRP supply.

In addition to this, top exchanges like Binance and Bithumb currently hold nearly 3.60%, or 3.6B, XRP tokens combined. Moreover, Chris Larsen, co-founder of the asset, holds 4.6% of the total supply, becoming the fourth largest holder of XRP.

XRP is also held largely by institutional treasuries like SBI, holding nearly 5% of the supply, with anonymous whales holding 2% of the supply. Lastly, retail and small wallets also contribute to this process by holding 38% to 42% of the supply.

XRP Price Momentum Is On A Rise

XRP price predictions are heating up again, as the asset stands on the brink of a breakout. The token is now eyeing $2.9 per CoinCodex and may trade at the $3.14 price level by July 2026.

“According to our latest XRP price prediction, XRP is forecasted to rise by 44.42% and reach $ 2.99 by July 15, 2026. Per our technical indicators, the current sentiment is Bearish while the Fear & Greed Index is showing 49 (neutral). XRP recorded 11/30 (37%) green days with 6.77% price volatility over the last 30 days.”

Also Read: Crypto Market Prediction: Month-by-Month Analysis of the 2026 Bull Run