Can XRP Hit $5 In 2026? 3 Reasons Why It Might

Despite the ongoing market correction, Ripple’s XRP token has had quite a bullish run over the last year. According to CoinGecko’s XRP data, the asset is still up by more than 100% since November 2024. XRP’s price was up by more than 400% in the yearly charts at one point. Given its bullish reversal in the last year, chances are high that XRP will climb to a new peak of $5 in 2026. Let’s discuss why.

3 Reasons Why XRP Could Hit $5 in 2026

One of the primary reasons for XRP’s incredible rebound in 2024 was the settlement of the SEC vs. Ripple lawsuit. The lawsuit presented substantial challenges to XRP’s price. The settlement led to XRP finally hitting a new all-time high of $3.65 after more than seven years.

One reason why XRP could climb to the $5 mark in 2026 is ETF inflows. The SEC approved one XRP ETF for trading earlier this month. More XRP ETFs may make their debuts over the next few weeks. ETF inflows have been a key driver for Bitcoin’s (BTC) price over the last year. A similar pattern could emerge for XRP as well.

Secondly, US banks could flock to Ripple for its cross-border transaction infrastructure. While the move may not directly impact XRP’s price, it could lead to a surge in investor confidence.

Thirdly, many anticipate the crypto market to pick up the pace over the coming months. Bitcoin (BTC) is expected to breach the $150,000 level in 2026, and other assets will likely follow BTC’s trajectory. A market-wide bull run could trigger XRP to hit a new all-time high. A bullish market environment could propel the asset’s price beyond the $5 mark.

Also Read: How Soon Can XRP Double Your Money?

However, there is also a possibility that XRP will not rally as projected. The crypto market is still fragile and has yet to recover from its losses. Macroeconomic challenges could bar XRP from hitting the $5 mark.