Regulations

The Senate gave DeFi a policy setback on Sept. 15. Then Aave founder Stani Kulechov used it to frame a new product challenge. Aave is a decentralized-finance lending protocol surrounded by consumer and institutional products built by Aave…

The House Financial Services Committee advanced legislation to put a federal Bitcoin reserve into statute on Sept. 16, approving a framework that would require a 20-year holding period and annual independently audited reporting.The panel…

The European Central Bank has opened applications for online merchants to join a controlled pilot of the digital euro, its proposed retail central bank digital currency. The move brings the 2027 test closer to online checkout, but it does…

HM Treasury has laid the final draft of the Financial Services and Markets Act 2000 (Cryptoassets) (Miscellaneous Amendments) Regulations 2026, which would narrow parts of the UK’s forthcoming crypto regulatory perimeter for UK qualifying…

The US Senate failed on Sept. 15 to advance the Digital Asset Market Clarity Act, stalling efforts to create a federal framework for crypto markets as Bitcoin fell sharply below $76,000.The cloture vote on the motion to proceed failed…

A House crypto tax overhaul would raise an estimated $500 million while easing taxes on stablecoin payments and small fees.The House Ways and Means Committee is scheduled to consider H.R. 10357, the Digital Asset Tax Certainty Act, on Sept.…

The CLARITY Act stalled in the Senate after a final round of bipartisan negotiations broke down and several Democrats who helped shape the bill refused to advance it.The measure failed to secure the 60 votes needed to invoke cloture on the…

Bitcoin faces competing forces heading into the final months of 2026: progress on US crypto rules could encourage buyers, while expensive energy and high bond yields constrain demand. A durable recovery would be easier if those forces start…

Nearly 75% of XRP’s realized capitalization is concentrated in coins that last moved six months to two years ago. Their average realized prices start above $2, leaving the market’s largest cost-basis cohorts below their modeled entry levels…

The American Reserve Modernization Act (ARMA) would put the federal government's Bitcoin reserve into law for the first time. But ahead of its first House committee vote on Sept. 16, the bill has attracted just one Democratic cosponsor, and…